Public Islamic Bank Visa Platinum Credit Card-i

Get premium benefits from Visa and Public Bank. Free Plaza Premium Lounge access, unlimited cash rebates, and RM1 million travel coverage!
15% p.a. profit rate20 days penalty-free periodup to 50% cashback 0% p.a. balance transfer over 24 months Easy Payment Plan (EPP) RM352.98 annual fee

Public Islamic Bank Visa Platinum Credit Card-i review


Go premium with the Public Islamic Bank Visa Platinum Credit Card-i! You’ll get even more platinum benefits – higher cash rebates, free takaful travel insurance and Plaza Premium Lounge access – to travel and shop in style! You'll also enjoy quick and easy transaction over the counter with Visa payWave.

Unlimited Cashback
More Hibah rewards for every Ringgit that you charge to you credit card. Your rebates will be credited to your Public Islamic Bank Credit Card-i Account on a tiered rate every month starting at a base rate of 0.3%. Get Hibah rate of 0.5% when you spend more than RM10,000 per month, or double up on all rebates when you swipe overseas!

There are no limits to your rebates, but the following transactions are excluded from earning Hibah rewards:

Petrol purchases
Cash withdrawals
Balance Transfers
Government related payments
Charity donations
 ATM payments
Online purchases
Transactions at Tunku Abdul Rahman University or Tunku Abdul Rahman University College
Cashback Rush
Save up to RM50 every month on your Friday dining expenses when you swipe with your new Public Bank card from 1 January 2016 to 30 April 2016, cashback entitlement is capped at RM50 per month. Get yourself enrolled in Public Bank balance transfer programme with 12 months tenure by transferring at least RM5000 over to your new Public Bank card within 50 days from card approval date and enjoy great savings with RM50 cash back in addition of 0% interest charges.

As long as you are not an existing Public Bank cardholder or have just recently cancelled your Public Bank credit card within a year, then you will be entitled to the extra cash back above. SMS PBCL<space>16 digits of your new credit card number and send it to 66300 to get yourself participated.
Bigger Takaful Travel
Swipe your Visa Platinum Credit Card-i on all your travel fares and get covered with complimentary Takaful travel insurance with benefits up to up to RM1,000,000! For ease of travel your coverage also includes travel inconveniences due to lost or delayed luggage, flight delays, missed flight connections and cancellations.

Plaza Premium Lounge Access
Skip the crowds. Public Islamic Bank Visa Platinum Credit Card-i gives you 3x access to all Plaza Premium Lounges across Malaysia. This privilege is available to both principal and supplementary card members!

Zero Annual Fees
Don’t pay any annual fees on your credit card for life! Unlike other platinum credit cards, it’s easy to waive the annual fee of your Public Islamic Bank Visa Platinum Credit Card-I when you follow these simple steps.

No stress on your first year because your annual fee has already been waived. After that all you’ve got to do is to swipe your credit card once a month for a total of 12 transactions a year, the same applies for your supplementary cards. You’ll save RM352.98 and RM159.00 for each supplementary card every year.

0% Instalment Plan
Shop at participating merchants and pay later with Public Bank’s Zero Interest Instalment Plan. Spread out your purchase repayments over 3 - 36 months at 0% interest and no upfront fee. However, if you are unable to settle the full amount within the agreed period a standard tiered interest rate from 15% to 18% per annum will be applied.