Public Islamic Bank MasterCard Platinum Credit Card-i

Get free access to Plaza Premium Lounge in Malaysia for principal and supplementary cardholders.
15% p.a. profit rate20 days penalty-free periodup to 50% cashback 0% p.a. balance transfer over 24 months Easy Payment Plan (EPP) RM352.98 annual fee


Public Islamic Bank MasterCard Platinum Credit Card-i review

Hibah rebates up to 1%? Complimenatry access to Plaza Premium Lounges across Malaysia? You’ll get it all and more with this Shariah compliant card! Enjoy quick and easy access to your platinum privileges with the MasterCard Platinum Credit Card-i.

Just Tap & Go!
You won’t have to worry if the cashier is swiping your credit card correctly! Have your credit card in hand at all times. Public Islamic Bank MasterCard Platinum Credit Card-i comes with PayPass for faster transactions over the counter – it’s a simple Tap and Go on your purchases.

Extra Rewards
Every Ringgit matters with Public Bank Hibah Performance Bonus. Enjoy Hibah rebates ranging from 0.3% to 1.0% and no maximum limit to your rebates - just higher tiers to reach each month! Your rewards will be credited to your account.

Some purchases are excluded from earning any Hibah rewards such as petrol, ATM transactions, online shopping, government related payments and transactions at Tunku Abdul Rahman University and Tunku Abdul Rahman University College.

Friday night is the time to unwind, treat yourself a scrumptious meal and at the same time do your wallet a favor with getting cash back up to RM50 a month! Swipe your new Public Bank card from 1 January 2016 to 30 April 2016 to get 50% cash back on dining every Friday.

On the other hand, if you subscribe to Public Bank 12-month tenure balance transfer before 30 April 2016 and before 50 days from your card approval date, you'll be entitled to RM50 cash back and 0% interest charges throughout the whole tenure. Although there will be an upfront payment of 2.5% of your transfer amount, not to worry, it will certainly be returned to you in full. Make a transfer of at least RM5000 per bank to your new Public Bank credit card be entitled to this offer.

To secure the Friday dining and balance transfer cash back, SMS PBCL<space>your new 16-digit Public Bank credit card number and send it to 66300.

No Annual Fees!
Enjoy your platinum benefits without (platinum) cost! You’ll get a waiver on the first year. For all following years just make a transaction each month, for a total of 12 a year, and get a waiver on your annual fees for life.

Did we mention that this annual fee waiver is applicable for both principal and supplementary card holders? This saves you RM352.98 on your principal card and RM159 for supplementary cards. That’s great savings to start the year!

Plaza Premium Lounge Access
Make a beeline to Plaza Premium Lounge the next time you fly. With your MasterCard Platinum Credit Card-i you’ll get three free complimentary access in a year.

This exclusive privilege is for principal and supplementary card holders.

Takaful Travel Insurance
Public Islamic Bank MasterCard Platinum Credit Card-i offer complimentary automatic takaful travel protection worth RM1,000,000. Travel inconvenience benefits for delayed or lost luggage, missed connections, flight delays and cancellations are also included in your coverage.

Overseas Conversion
If you’re a frequent traveler, you’ll probably want to know how the conversion works each time you swipe your Public Islamic Bank MasterCard Platinum Credit Card-i.


All overseas transactions will be converted to Malaysian Ringgit based on the US Dollar on the date your purchase is being processed by MasterCard. An additional foreign exchange spread of 1.25% will also be included in the charges.