BSN Aflah Prima Personal Financing-i

MOHON DISINI !!!

BSN Aflah Prima Personal Financing-i
Need help financing your new clinic? This personal loan is especially for medical doctors and medical officers in the government and private sectors
Financing up to RM200kUp to 10 years tenureUnsecured Islamic FinancingTakaful insurance required


Interest Rates
How much the bank charges you based on your loan amount & loan period

Financing Value Financing Period Your Income Profit Rate
RM10000 - RM200000 24 to 120 months min. RM36000 6.5% p.a.
Fees & Charges
There are always fees but how much are they?

Profit Rate / APRAs low as 6.5% p.a., depending on financing amount and periodLate Payment Charge1% from current outstanding amount Mode of PaymentYou must pay your financing installment by salary deduction.InsuranceYou must take takaful insurance with this financing.
Requirements
Are you eligible for this personal financing?

Minimum annual incomeRM36000Minimum age21 years oldMaximum age65 years oldWho can Apply
Malaysians
Medical Practitioner

Frequently Asked Questions about BSN Aflah Prima Personal Financing-i
Things you might want to know

Who is eligible for this BSN Aflah Personal Financing-i loan?
This loan is especially for Doctors and Medical Officers in government and private sector who earn a minimum gross income of RM 3000 per month.

How much money can I borrow?
You can borrow from RM10000 to RM200000 with repayment terms from two to ten years.

How much does this personal loan cost?
For this loan, you do not have to pay for any processing fee. You only have to pay for the stamp duty and the Takaful premium. The stamp duty is 0.5% of the loan amount.

What do I need to apply for this BSN loan?
BSN Aflah Personal Financing-i is an unsecure personal loan therefore you do not need a guarantor.

You will need to provide supporting documents with your application

In government
  Copy of MyKad (front and back)
  Confirmation letter from your supervisor or Head of Department
In private practice
  Copy of MyKad (front and back)
  A copy of certificate issued by Malaysian Medical Council
  Authorised business registration
Latest 3 months Bank Statement
How do I get my hands on the money?
BSN may take a few business days to process the documents. If you are qualified, the bank will call you. Once the documents are agreed and signed, the bank will transfer the borrowed funds, after deducting all the fees and charges.

How do I pay back the loan?
You start repaying your loan installment on the date stated in the Bank’s payment schedule which is one month following the date you received the money. Installments must be paid monthly as per the schedule until the loan is fully repaid.

It is compulsory to have a BSN Giro or Giro-i account. You will need to open an account with BSN once your loan is approved. The bank will automatically deduct the loan installment from this account. For government doctors, the bank will deduct from your salary account automatically.

Can I pay off this loan early?
Yes, you may settle the remaining balance on your BSN loan at any time. There is no early termination fee for this loan.

Is BSN Aflah Personal Financing-i Shariah compliant?
Yes, This is compliant with the Bai Al-Inah Shariah standard.