MBSB Personal Financing Afdhal-i

MOHON DISINI !!!


MBSB Personal Financing Afdhal-i
Never miss out on your repayments with automatic salary deductions. Get special rates for government and private sector employees only with MBSB!
Financing up to RM400kUp to 10 years tenureUnsecured Islamic Financing

Interest Rates
How much the bank charges you based on your loan amount & loan period

Financing Value Financing Period Your Income Profit Rate
up to RM400000 24 to 48 months min. RM24000 4.5% p.a.
up to RM400000 60 to 120 months min. RM24000 4.9% p.a.
Fees & Charges
There are always fees but how much are they?

Profit Rate / APRfrom 4.5% p.a. to 4.9% p.a. , depending on financing amount and periodLate Payment Charge1% from current outstanding amount Mode of PaymentYou must pay your financing installment by salary deduction.
Requirements
Are you eligible for this personal financing?

Minimum annual incomeRM24000Minimum age19 years oldMaximum age60 years oldWho can Apply
Malaysians
Contract Government employee
Public Listed Company employee


Frequently Asked Questions about MBSB Personal Financing Afdhal-i
Things you might want to know

What is MBSB Personal Financing Afdhal-i all about?
This is a special Islamic personal loan that is offered specially for selected employee from both government and private sectors.

What's great abut tihs financing solution is that you won't need to worry about the late repayment whereas this personal financing allows salary deduction. However, this can only be done if the company that you working with has made an arrangement with MBSB - do check with your boss or HR manager!

Is there any other ways to make repayment?
Besides the salary deduction, the monthly instalment can be made via Biro Angkasa (Biro) or Accountant General (AG).

How much can I borrow?
The maximum borrowing amount is up to RM400,000 depending on your eligibility. The financing period is between 2 to 10 years. If the repayment period is shorter, you can enjoy lower rate from 4.5% p.a..

So, who can apply for this personal financing?
MBSB Personal Financing Afdhal-i is open to all Malaysians aged between 19 and 60 years old.

Do I need a guarantor?
Nope, you allowed to apply for the MBSB Personal Financing Afdhal-i without appointing a guarantor or collateral.

Does MBSB Personal Financing Afdhal-i offer Takaful coverage?
Yes, MBSB offers Group Credit Family Takaful (GCFT) as an optional coverage.  It's your choice if you want this extra protection.

This takaful insurance protects you from outstanding repayment in the case of death or total permanent disability.